American Interstate Bank
Elkhorn, NE · Cert 1439 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · American Interstate Bcorp Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$132.0MAssets
$73.5MLoans
$105.3MDeposits
$26.6MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in the Omaha, NE-IA area (rank 4 of 24).
- Widest gap: return on equity trails 33% of banks under $1B in assets in the Omaha, NE-IA area (rank 8 of 24).
- Overall: at or above the peer median on 9 of 9 directional measures.
Return on Assets
2.82%
Rank 1 of 24
Net Interest Margin
5.10%
Rank 1 of 24
Efficiency Ratio
31.37%
Rank 2 of 24
Equity / Assets
20.11%
Rank 1 of 24
Non-interest income vs. expense
Unfavorable gap of $2.0M · efficiency ratio beats 96% of banks under $1B in assets in the Omaha, NE-IA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.82% | 0.92% | 1.29% | 1.77% | Beats 96% | 1 / 24 | | |
| Return on Equity | 14.02% | 9.64% | 12.01% | 15.30% | Beats 67% | 8 / 24 | | |
| Net Interest Margin | 5.10% | 3.02% | 3.76% | 3.98% | Beats 96% | 1 / 24 | | |
| Efficiency Ratio | 31.37% | 49.60% | 59.31% | 66.55% | Beats 96% | 2 / 24 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.10% | 0.37% | 1.03% | Beats 100% | 4 / 24 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.03% | Beats 100% | 12 / 24 | | |
| Capital |
| Tier 1 Capital Ratio | 20.06% | 10.53% | 11.57% | 13.63% | Beats 96% | 1 / 24 | | |
| Total Risk-Based Capital Ratio | 20.06% | 11.15% | 12.06% | 13.90% | Beats 96% | 1 / 24 | | |
| Equity / Assets | 20.11% | 8.87% | 10.14% | 12.27% | Beats 96% | 1 / 24 | | |
| Liquidity & Funding |
| Loans / Deposits | 69.83% | 75.32% | 83.30% | 93.06% | 21st pctl | 19 / 24 | | |
| Loans / Assets | 55.68% | 65.68% | 71.67% | 75.94% | 21st pctl | 19 / 24 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |