Hartford, CT · Charter 14388
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.00% | 1.04% | 0.91% | 0.71% | 0.86% | -14 bps | |
| Return on Equity | 7.74% | 7.72% | 6.92% | 5.42% | 6.61% | -113 bps | |
| Net Interest Margin | 3.72% | 3.86% | 3.71% | 3.59% | 3.58% | -14 bps | |
| Efficiency Ratio | 81.57% | 81.26% | 83.04% | 86.10% | 83.30% | +173 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.10% | 0.62% | 3.79% | 1.59% | 5.41% | +431 bps | |
| Loan Growth (YoY) | 7.18% | 6.65% | 4.15% | 3.47% | 4.41% | -277 bps | |
| Share Growth (YoY) | 0.78% | -0.37% | 3.01% | 1.07% | 5.99% | +521 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.28% | 1.24% | 1.55% | 1.36% | 1.34% | +6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.91% | 13.52% | 13.10% | 13.02% | 13.02% | +10 bps | |
| Net Worth / Assets | 12.91% | 13.52% | 13.10% | 13.02% | 13.02% | +10 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 52.94% | 55.70% | 54.42% | 52.54% | 52.16% | -79 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |