PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

District 62 Highway

Hammond, LA · Charter 14375

NCUA · 1 branch

Q2 2026

$6.6MAssets
$3.5MLoans
$5.6MShares
$1.0MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.65%, up 30 bps year over year; NIM at 2.81%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Capital: net worth / assets of 15.45%, up 7 bps from a year ago.
  • Funding: loans stand at 62.75% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.65%+30 bps YoY

Net Interest Margin (quarter, annualized)

2.81%-17 bps YoY

Efficiency Ratio (quarter, annualized)

84.54%+691 bps YoY

Net Worth / Assets

15.45%+7 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.35%0.38%0.31%0.44%0.65%+30 bps
Return on Equity2.30%2.47%2.04%2.88%4.22%+192 bps
Net Interest Margin2.97%2.91%2.86%2.63%2.81%-17 bps
Efficiency Ratio77.63%78.42%84.17%89.83%84.54%+691 bps
Growth
Asset Growth (YoY)3.05%4.65%4.50%2.24%2.64%-40 bps
Loan Growth (YoY)0.89%9.45%4.73%-9.16%-0.17%-106 bps
Share Growth (YoY)3.28%5.17%4.94%2.27%2.57%-72 bps
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.87%0.86%0.86%0.86%0.70%-17 bps
Capital
Risk-Based Capital15.39%15.24%15.11%15.27%15.45%+7 bps
Net Worth / Assets15.39%15.24%15.11%15.27%15.45%+7 bps
Liquidity & Funding
Loans / Shares64.47%71.38%64.89%59.37%62.75%-172 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps