District 62 Highway
Hammond, LA · Charter 14375 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
$6.6MAssets
$3.5MLoans
$5.6MShares
$1.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in LA (rank 7 of 57).
- Widest gap: net interest margin trails 89% of credit unions under $1B in assets in LA (rank 51 of 57).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.66%
Rank 26 of 57
Net Interest Margin
2.83%
Rank 51 of 57
Efficiency Ratio
84.54%
Rank 30 of 56
Equity / Assets
15.46%
Rank 29 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.66% | 0.18% | 0.61% | 1.03% | Beats 54% | 26 / 57 | |
| Return on Equity | 4.29% | 0.88% | 3.71% | 5.62% | Beats 56% | 25 / 57 | |
| Net Interest Margin | 2.83% | 3.51% | 3.94% | 4.60% | Beats 11% | 51 / 57 | |
| Efficiency Ratio | 84.54% | 76.49% | 84.29% | 92.65% | Beats 48% | 30 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.35% | 1.18% | 2.04% | Beats 100% | 7 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.46% | 11.86% | 15.46% | 23.44% | Beats 49% | 29 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.46% | 11.86% | 15.46% | 23.44% | Beats 49% | 29 / 57 | |
| Liquidity & Funding |
| Loans / Deposits | 62.74% | 55.77% | 71.07% | 79.18% | 35th pctl | 37 / 57 | |
| Loans / Assets | 53.01% | 44.60% | 59.45% | 67.17% | 37th pctl | 36 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |