PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

E P Employees

Evansville, IN · Charter 14363

Q4 1995

$692KAssets
$660KLoans
$613KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.26%.
  • Asset quality: problem loans at 1.42% of loans.
  • Funding: loans stand at 107.69% of shares as of Q4 1995.

Financial Results

Return on Assets (YTD, annualized)

2.26%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets4.12%4.12%4.24%2.26%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans2.60%6.48%5.11%1.42%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans0.27%2.15%0.58%0.89%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares84.31%103.80%114.20%107.69%n/a
Liquid Assets / Assets24.57%8.79%1.44%1.85%n/a