PackageTrendsPeer
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St. Johns Healthcare

Anderson, IN · Charter 14294

Q2 1996

$3.6MAssets
$2.5MLoans
$3.2MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 3.50%, up 124 bps year over year.
  • Asset quality: problem loans at 0.53% of loans (+16 bps YoY).
  • Funding: loans stand at 77.76% of shares as of Q2 1996.

Return on Assets (YTD, annualized)

3.50%+124 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets2.26%2.89%3.33%3.56%3.50%+124 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a0.82%n/an/a
Loan Growth (YoY)n/an/an/an/a58.36%n/an/a
Share Growth (YoY)n/an/an/an/a-2.24%n/an/a
Asset Quality
Delinquent Loans / Loans0.38%0.09%0.68%0.41%0.53%+16 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans1.31%1.19%1.28%1.11%1.23%-8 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares48.00%75.06%74.43%76.48%77.76%+2,976 bps
Liquid Assets / Assets27.98%18.86%16.11%21.67%23.91%-407 bps