Cornhusker Bank
Lincoln, NE · Cert 14264 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Cornhusker Growth Corp.
State charter, Fed member · FED · 9 branches
Q2 2026
$1.0BAssets
$853.9MLoans
$852.8MDeposits
$103.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 96% of banks $1B-$10B in assets operating in a single state (rank 12 of 258).
- Widest gap: net interest margin trails 68% of banks $1B-$10B in assets operating in a single state (rank 176 of 258).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.12%
Rank 148 of 258
Net Interest Margin
3.23%
Rank 176 of 258
Efficiency Ratio
61.96%
Rank 148 of 257
Equity / Assets
9.81%
Rank 151 of 258
Non-interest income vs. expense
Unfavorable gap of $18.8M · efficiency ratio beats 43% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.12% | 0.93% | 1.23% | 1.54% | Beats 43% | 148 / 258 | | |
| Return on Equity | 11.42% | 9.26% | 11.84% | 14.74% | Beats 47% | 138 / 258 | | |
| Net Interest Margin | 3.23% | 3.16% | 3.49% | 3.88% | Beats 32% | 176 / 258 | | |
| Efficiency Ratio | 61.96% | 51.71% | 60.30% | 69.65% | Beats 43% | 148 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.19% | 0.46% | 0.90% | Beats 96% | 12 / 258 | | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.02% | 0.07% | Beats 72% | 72 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 12.68% | 11.41% | 12.98% | 15.12% | Beats 45% | 143 / 258 | | |
| Total Risk-Based Capital Ratio | 13.94% | 12.10% | 13.91% | 16.08% | Beats 50% | 128 / 258 | | |
| Equity / Assets | 9.81% | 9.09% | 10.24% | 11.72% | Beats 41% | 151 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 100.14% | 73.24% | 86.34% | 95.95% | 83rd pctl | 43 / 258 | | |
| Loans / Assets | 81.37% | 63.01% | 72.27% | 78.40% | 84th pctl | 42 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |