Teamsters Council #37
Portland, OR · Charter 14196 · Peer group: credit unions under $1B in assets (n=1,754-1,761)
NCUA · 3 branches
Q3 2024
$74.0MAssets
$24.0MLoans
$63.2MShares
$10.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 77% of credit unions under $1B in assets (rank 400 of 1754).
- Widest gap: net interest margin trails 69% of credit unions under $1B in assets (rank 1207 of 1761).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.00%
Rank 601 of 1,761
Net Interest Margin
3.19%
Rank 1,207 of 1,761
Efficiency Ratio
68.09%
Rank 400 of 1,754
Equity / Assets
14.28%
Rank 609 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.00% | 0.26% | 0.70% | 1.22% | Beats 66% | 601 / 1,761 | |
| Return on Equity | 6.98% | 2.09% | 5.52% | 9.08% | Beats 60% | 702 / 1,761 | |
| Net Interest Margin | 3.19% | 3.03% | 3.59% | 4.25% | Beats 31% | 1,207 / 1,761 | |
| Efficiency Ratio | 68.09% | 68.95% | 77.94% | 87.14% | Beats 77% | 400 / 1,754 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.68% | 0.26% | 0.65% | 1.27% | Beats 48% | 917 / 1,757 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.28% | 10.05% | 12.42% | 15.87% | Beats 65% | 610 / 1,761 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.28% | 10.05% | 12.42% | 15.87% | Beats 65% | 609 / 1,761 | |
| Liquidity & Funding |
| Loans / Deposits | 37.96% | 56.21% | 73.13% | 85.64% | 8th pctl | 1,620 / 1,759 | |
| Loans / Assets | 32.46% | 47.85% | 62.48% | 73.19% | 8th pctl | 1,612 / 1,761 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |