Buffalo Center, IA · Cert 14195 · Peer group: banks under $1B in assets operating regionally (n=99) · Koss-Winn Bancshares Employee STK Ownership Plan With 401 K Provisions
State charter, Fed member · FED · 6 branches
Q2 2026
$422.7MAssets
$364.3MLoans
$373.8MDeposits
$47.2MEquity
Executive Summary
Strongest standing: nonperforming loans / loans outperforms 88% of banks under $1B in assets operating regionally (rank 13 of 99).
Widest gap: total risk-based capital ratio trails 85% of banks under $1B in assets operating regionally (rank 84 of 99).
Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.16%
Rank 51 of 99
Net Interest Margin
3.38%
Rank 82 of 99
Efficiency Ratio
60.64%
Rank 43 of 99
Equity / Assets
11.17%
Rank 30 of 99
Non-interest income vs. expense
Unfavorable gap of $7.7M · efficiency ratio beats 58% of banks under $1B in assets operating regionally