Buffalo Center, IA · Cert 14195 · Peer group: banks under $1B in assets operating regionally (n=94) · Koss-Winn Bancshares Employee STK Ownership Plan With 401 K Provisions
State charter, Fed member · FED · 6 branches
Q2 2026
$422.7MAssets
$364.3MLoans
$373.8MDeposits
$47.2MEquity
Executive Summary
Strongest standing: nonperforming loans / loans outperforms 87% of banks under $1B in assets operating regionally (rank 13 of 94).
Widest gap: total risk-based capital ratio trails 85% of banks under $1B in assets operating regionally (rank 80 of 94).
Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.16%
Rank 48 of 94
Net Interest Margin
3.38%
Rank 75 of 94
Efficiency Ratio
60.64%
Rank 41 of 94
Equity / Assets
11.17%
Rank 30 of 94
Non-interest income vs. expense
Unfavorable gap of $7.7M · efficiency ratio beats 57% of banks under $1B in assets operating regionally