Danvers Municipal Danvers, MA · Charter 14191 · Peer group: credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=66)
NCUA · 1 branch
Q2 2026
$8.2M Assets
$4.0M Loans
$5.0M Shares
$3.2M Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 10 of 66). Widest gap: return on equity trails 68% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 45 of 66). Overall: at or above the peer median on 6 of 7 directional measures. Return on Assets
1.20%
Rank 11 of 66
Net Interest Margin
3.84%
Rank 17 of 66
Efficiency Ratio
68.15%
Rank 16 of 66
Equity / Assets
38.99%
Rank 3 of 66
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 1.20% 0.38% 0.59% 1.00% Beats 83% 11 / 66 Return on Equity 3.07% 2.62% 4.89% 6.39% Beats 32% 45 / 66 Net Interest Margin 3.84% 2.83% 3.27% 3.84% Beats 74% 17 / 66 Efficiency Ratio 68.15% 68.43% 80.15% 87.18% Beats 77% 16 / 66 Asset Quality Nonperforming Loans / Loans 0.00% 0.08% 0.48% 1.18% Beats 100% 10 / 66 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 38.99% 9.84% 13.79% 17.21% Beats 95% 3 / 66 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 38.99% 9.84% 13.79% 17.21% Beats 95% 3 / 66 Liquidity & Funding Loans / Deposits 79.78% 50.73% 71.54% 81.61% 70th pctl 20 / 66 Loans / Assets 48.32% 40.53% 57.05% 68.92% 35th pctl 43 / 66 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11