Diamond Valley
Evansville, IN · Charter 14135 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$178.8MAssets
$65.2MLoans
$154.8MShares
$23.1MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 55% of credit unions under $1B in assets (rank 753 of 1683).
- Widest gap: net interest margin trails 60% of credit unions under $1B in assets (rank 1006 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.83%
Rank 753 of 1,683
Net Interest Margin
3.64%
Rank 1,006 of 1,683
Efficiency Ratio
80.94%
Rank 974 of 1,682
Equity / Assets
12.93%
Rank 836 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.83% | 0.35% | 0.74% | 1.18% | Beats 55% | 753 / 1,683 | | |
| Return on Equity | 6.44% | 2.67% | 5.89% | 8.74% | Beats 55% | 751 / 1,681 | | |
| Net Interest Margin | 3.64% | 3.31% | 3.82% | 4.32% | Beats 40% | 1,006 / 1,683 | | |
| Efficiency Ratio | 80.94% | 68.91% | 78.20% | 86.93% | Beats 42% | 974 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.72% | 0.26% | 0.65% | 1.29% | Beats 47% | 895 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.93% | 10.44% | 12.89% | 16.53% | Beats 50% | 836 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.93% | 10.44% | 12.89% | 16.53% | Beats 50% | 836 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 42.10% | 52.61% | 69.38% | 83.50% | 13th pctl | 1,464 / 1,683 | | |
| Loans / Assets | 36.44% | 44.71% | 59.18% | 70.72% | 15th pctl | 1,436 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |