Generations Bank
Exeter, NE · Cert 14096 · Peer group: banks under $1B in assets in NE (n=83) · Glaass Financial LLC
State charter, non-member · FDIC · 1 branch
Q2 2026
$58.3MAssets
$44.1MLoans
$46.8MDeposits
$6.1MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in NE (rank 33 of 83).
- Widest gap: nonperforming loans / loans trails 88% of banks under $1B in assets in NE (rank 74 of 83).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.83%
Rank 70 of 83
Net Interest Margin
3.53%
Rank 47 of 83
Efficiency Ratio
71.33%
Rank 70 of 83
Equity / Assets
10.49%
Rank 53 of 83
Non-interest income vs. expense
Unfavorable gap of $1.4M · efficiency ratio beats 17% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.83% | 0.93% | 1.20% | 1.51% | Beats 16% | 70 / 83 | |
| Return on Equity | 7.92% | 8.04% | 10.34% | 13.11% | Beats 18% | 68 / 83 | |
| Net Interest Margin | 3.53% | 3.25% | 3.62% | 4.02% | Beats 43% | 47 / 83 | |
| Efficiency Ratio | 71.33% | 51.13% | 59.95% | 67.19% | Beats 17% | 70 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.90% | 0.00% | 0.19% | 0.96% | Beats 12% | 74 / 83 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 100% | 33 / 83 | |
| Capital |
| Tier 1 Capital Ratio | 10.58% | 10.94% | 13.24% | 16.62% | Beats 20% | 66 / 83 | |
| Total Risk-Based Capital Ratio | 10.58% | 11.04% | 13.54% | 17.63% | Beats 20% | 66 / 83 | |
| Equity / Assets | 10.49% | 9.90% | 11.31% | 13.84% | Beats 36% | 53 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 94.13% | 71.97% | 83.15% | 92.22% | 78th pctl | 18 / 83 | |
| Loans / Assets | 75.64% | 57.96% | 69.15% | 77.64% | 70th pctl | 25 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |