Purity Dairies Employees
Nashville, TN · Charter 14081 · Peer group: credit unions under $1B in assets (n=1,757-1,761)
NCUA · 2 branches
Q3 2024
$2.9MAssets
$1.3MLoans
$2.2MShares
$499KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 134 of 1757).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets (rank 1761 of 1761).
- Overall: at or above the peer median on 3 of 6 directional measures.
Return on Assets
-9.55%
Rank 1,755 of 1,761
Net Interest Margin
-3.05%
Rank 1,761 of 1,761
Equity / Assets
17.27%
Rank 344 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -9.55% | 0.26% | 0.70% | 1.22% | Beats 0% | 1,755 / 1,761 | | |
| Return on Equity | -55.31% | 2.09% | 5.52% | 9.08% | Beats 1% | 1,744 / 1,761 | | |
| Net Interest Margin | -3.05% | 3.03% | 3.59% | 4.25% | Beats 0% | 1,761 / 1,761 | | |
| Efficiency Ratio | n/a | Not reported for this institution |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.27% | Beats 100% | 134 / 1,757 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.27% | 10.05% | 12.42% | 15.87% | Beats 80% | 344 / 1,761 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.27% | 10.05% | 12.42% | 15.87% | Beats 80% | 344 / 1,761 | | |
| Liquidity & Funding |
| Loans / Deposits | 60.03% | 56.21% | 73.13% | 85.64% | 30th pctl | 1,238 / 1,759 | | |
| Loans / Assets | 46.31% | 47.85% | 62.48% | 73.19% | 23rd pctl | 1,354 / 1,761 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |