Alexandria, VA · Charter 1407
NCUA · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (n=60 to 61). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
2
Asset Quality
48
Profitability
18
Liquidity
76
Efficiency
17
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Alexandria, VA · Charter 1407
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.06% | 0.01% | -0.39% | -0.57% | -0.59% | -65 bps | |
| Return on Equity | 0.76% | 0.10% | -5.72% | -8.47% | -8.91% | -968 bps | |
| Net Interest Margin | 3.59% | 3.39% | 3.32% | 3.11% | 3.19% | -41 bps | |
| Efficiency Ratio | 72.26% | 75.27% | 81.33% | 93.42% | 98.21% | +2,595 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.51% | 4.06% | 4.73% | 3.80% | 4.12% | +764 bps | |
| Loan Growth (YoY) | -8.39% | -8.64% | -11.02% | -9.98% | -10.55% | -215 bps | |
| Share Growth (YoY) | 0.86% | 11.39% | 11.81% | 7.28% | 7.08% | +622 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.02% | 0.40% | 1.12% | 0.80% | 1.11% | +9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.78% | 7.43% | 6.83% | 6.68% | 6.59% | -119 bps | |
| Net Worth / Assets | 7.78% | 7.43% | 6.83% | 6.68% | 6.59% | -119 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 82.36% | 74.94% | 72.14% | 69.69% | 68.80% | -1,356 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Alexandria, VA · Charter 1407 · Peer group: credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (n=60-61)
NCUA · 5 branches
Q2 2026
Return on Assets
-0.59%
Rank 55 of 61
Net Interest Margin
3.19%
Rank 41 of 61
Efficiency Ratio
98.21%
Rank 51 of 60
Equity / Assets
6.59%
Rank 60 of 61
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.59% | -0.02% | 0.37% | 0.88% | Beats 10% | 55 / 61 | |
| Return on Equity | -8.91% | -0.25% | 2.65% | 5.53% | Beats 10% | 55 / 61 | |
| Net Interest Margin | 3.19% | 3.07% | 3.57% | 4.09% | Beats 33% | 41 / 61 | |
| Efficiency Ratio | 98.21% | 71.78% | 87.58% | 95.00% | Beats 17% | 51 / 60 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.11% | 0.44% | 1.06% | 1.85% | Beats 48% | 32 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 6.59% | 9.78% | 12.37% | 17.30% | Beats 2% | 60 / 61 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 6.59% | 9.78% | 12.37% | 17.30% | Beats 2% | 60 / 61 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 68.80% | 37.27% | 62.33% | 76.91% | 61st pctl | 24 / 61 | |
| Loans / Assets | 62.99% | 30.13% | 54.75% | 64.37% | 69th pctl | 19 / 61 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||