IBEW 317
Huntington, WV · Charter 14030 · Peer group: credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (n=16)
NCUA · 1 branch
Q2 2026
$29.6MAssets
$13.1MLoans
$26.3MShares
$3.3MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 87% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 3 of 16).
- Widest gap: net interest margin trails 94% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 15 of 16).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.78%
Rank 7 of 16
Net Interest Margin
2.50%
Rank 15 of 16
Efficiency Ratio
69.63%
Rank 3 of 16
Equity / Assets
11.13%
Rank 12 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.78% | 0.26% | 0.64% | 1.04% | Beats 56% | 7 / 16 | | |
| Return on Equity | 7.03% | 2.11% | 6.23% | 8.05% | Beats 56% | 7 / 16 | | |
| Net Interest Margin | 2.50% | 3.27% | 3.61% | 4.55% | Beats 6% | 15 / 16 | | |
| Efficiency Ratio | 69.63% | 73.53% | 78.18% | 86.56% | Beats 87% | 3 / 16 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.71% | 0.76% | 1.98% | 4.44% | Beats 19% | 14 / 16 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.13% | 11.13% | 12.88% | 16.82% | Beats 25% | 12 / 16 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.13% | 11.13% | 12.88% | 16.82% | Beats 25% | 12 / 16 | | |
| Liquidity & Funding |
| Loans / Deposits | 49.66% | 50.42% | 58.02% | 68.47% | 19th pctl | 13 / 16 | | |
| Loans / Assets | 44.10% | 44.10% | 51.06% | 58.46% | 25th pctl | 12 / 16 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |