Bridgeville, PA · Charter 14018
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.39% | 1.47% | 1.51% | 0.53% | 1.30% | -9 bps | |
| Return on Equity | 11.86% | 12.25% | 12.09% | 4.41% | 10.24% | -162 bps | |
| Net Interest Margin | 3.95% | 3.97% | 4.03% | 3.67% | 3.73% | -21 bps | |
| Efficiency Ratio | 70.22% | 69.44% | 68.23% | 84.34% | 69.98% | -24 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.70% | 0.78% | 0.98% | 3.58% | 4.28% | +798 bps | |
| Loan Growth (YoY) | -4.19% | -4.75% | -6.36% | -8.27% | -9.59% | -540 bps | |
| Share Growth (YoY) | -5.56% | -0.72% | -0.76% | 2.30% | 3.01% | +856 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.60% | 0.77% | 0.96% | 0.74% | 1.31% | +71 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.71% | 12.00% | 12.47% | 12.07% | 12.67% | +95 bps | |
| Net Worth / Assets | 11.71% | 12.00% | 12.47% | 12.07% | 12.67% | +95 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 51.67% | 50.60% | 49.51% | 45.77% | 45.35% | -632 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |