Visionary
Bridgeville, PA · Charter 14018 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$40.8MAssets
$16.3MLoans
$35.9MShares
$5.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 82% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 14 of 78).
- Widest gap: equity / assets trails 71% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 55 of 78).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.30%
Rank 21 of 78
Net Interest Margin
3.73%
Rank 35 of 78
Efficiency Ratio
70.03%
Rank 30 of 78
Equity / Assets
12.67%
Rank 55 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.30% | 0.37% | 0.83% | 1.31% | Beats 73% | 21 / 78 | |
| Return on Equity | 10.25% | 1.73% | 5.71% | 9.08% | Beats 82% | 14 / 78 | |
| Net Interest Margin | 3.73% | 3.17% | 3.63% | 4.21% | Beats 55% | 35 / 78 | |
| Efficiency Ratio | 70.03% | 65.01% | 78.15% | 89.28% | Beats 63% | 30 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.32% | 0.40% | 0.84% | 1.97% | Beats 35% | 52 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.67% | 12.42% | 15.10% | 18.27% | Beats 29% | 55 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.67% | 12.42% | 15.10% | 18.27% | Beats 29% | 55 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 45.35% | 34.83% | 50.41% | 71.84% | 42nd pctl | 45 / 78 | |
| Loans / Assets | 39.87% | 29.34% | 41.02% | 56.96% | 45th pctl | 43 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |