Inland
La Mesa, CA · Charter 14016 · Peer group: credit unions under $1B in assets in CA (n=63-64)
NCUA · 2 branches
Q1 2026
$14.8MAssets
$7.4MLoans
$13.6MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 44% of credit unions under $1B in assets in CA (rank 35 of 63).
- Widest gap: nonperforming loans / loans trails 95% of credit unions under $1B in assets in CA (rank 61 of 63).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-0.51%
Rank 59 of 64
Net Interest Margin
3.46%
Rank 35 of 63
Efficiency Ratio
109.25%
Rank 61 of 63
Equity / Assets
8.04%
Rank 55 of 63
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.51% | 0.10% | 0.46% | 0.97% | Beats 8% | 59 / 64 | |
| Return on Equity | -6.39% | 1.07% | 4.23% | 7.61% | Beats 6% | 59 / 63 | |
| Net Interest Margin | 3.46% | 3.17% | 3.49% | 4.07% | Beats 44% | 35 / 63 | |
| Efficiency Ratio | 109.25% | 76.14% | 82.35% | 89.06% | Beats 5% | 61 / 63 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.60% | 0.13% | 0.41% | 0.71% | Beats 5% | 61 / 63 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.04% | 8.70% | 10.25% | 13.79% | Beats 13% | 56 / 64 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.04% | 8.63% | 9.84% | 13.78% | Beats 13% | 55 / 63 | |
| Liquidity & Funding |
| Loans / Deposits | 54.43% | 53.53% | 67.89% | 81.55% | 27th pctl | 46 / 63 | |
| Loans / Assets | 49.99% | 47.97% | 57.21% | 72.39% | 32nd pctl | 43 / 63 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |