Bank of Hartington
Hartington, NE · Cert 13962 · Peer group: banks under $1B in assets in NE (n=83) · Cedar Bcorp
State charter, Fed member · FED · 2 branches
Q2 2026
$151.0MAssets
$113.0MLoans
$136.9MDeposits
$13.2MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in NE (rank 19 of 83).
- Widest gap: equity / assets trails 96% of banks under $1B in assets in NE (rank 80 of 83).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.18%
Rank 47 of 83
Net Interest Margin
4.06%
Rank 18 of 83
Efficiency Ratio
64.69%
Rank 53 of 83
Equity / Assets
8.71%
Rank 80 of 83
Non-interest income vs. expense
Unfavorable gap of $3.9M · efficiency ratio beats 37% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.18% | 0.93% | 1.20% | 1.51% | Beats 43% | 47 / 83 | |
| Return on Equity | 13.58% | 8.04% | 10.34% | 13.11% | Beats 82% | 15 / 83 | |
| Net Interest Margin | 4.06% | 3.25% | 3.62% | 4.02% | Beats 78% | 18 / 83 | |
| Efficiency Ratio | 64.69% | 51.13% | 59.95% | 67.19% | Beats 37% | 53 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.19% | 0.96% | Beats 100% | 19 / 83 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 100% | 33 / 83 | |
| Capital |
| Tier 1 Capital Ratio | 11.39% | 10.94% | 13.24% | 16.62% | Beats 31% | 57 / 83 | |
| Total Risk-Based Capital Ratio | 12.50% | 11.04% | 13.54% | 17.63% | Beats 40% | 50 / 83 | |
| Equity / Assets | 8.71% | 9.90% | 11.31% | 13.84% | Beats 4% | 80 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 82.51% | 71.97% | 83.15% | 92.22% | 47th pctl | 44 / 83 | |
| Loans / Assets | 74.82% | 57.96% | 69.15% | 77.64% | 63rd pctl | 31 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |