Community Bank of Louisiana
Mansfield, LA · Cert 13951 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Mansfield Bancshares Inc.
State charter, non-member · FDIC · 12 branches
Q2 2026
$852.9MAssets
$281.1MLoans
$791.6MDeposits
$58.9MEquity
Executive Summary
- Strongest standing: return on equity outperforms 93% of banks under $1B in assets operating in a single state (rank 51 of 746).
- Widest gap: equity / assets trails 94% of banks under $1B in assets operating in a single state (rank 702 of 746).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.24%
Rank 274 of 746
Net Interest Margin
2.88%
Rank 641 of 746
Efficiency Ratio
54.63%
Rank 174 of 746
Equity / Assets
6.91%
Rank 702 of 746
Non-interest income vs. expense
Unfavorable gap of $11.9M · efficiency ratio beats 77% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.24% | 0.72% | 1.06% | 1.45% | Beats 63% | 274 / 746 | | |
| Return on Equity | 17.90% | 6.74% | 10.51% | 13.63% | Beats 93% | 51 / 746 | | |
| Net Interest Margin | 2.88% | 3.17% | 3.68% | 4.16% | Beats 14% | 641 / 746 | | |
| Efficiency Ratio | 54.63% | 55.74% | 64.58% | 75.47% | Beats 77% | 174 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.01% | 0.09% | 0.42% | 1.07% | Beats 84% | 124 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 70% | 231 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 10.13% | 11.55% | 13.75% | 17.60% | Beats 10% | 672 / 746 | | |
| Total Risk-Based Capital Ratio | 10.13% | 11.71% | 14.33% | 18.43% | Beats 9% | 678 / 746 | | |
| Equity / Assets | 6.91% | 8.90% | 10.51% | 13.06% | Beats 6% | 702 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 35.51% | 61.31% | 78.27% | 90.78% | 3rd pctl | 720 / 746 | | |
| Loans / Assets | 32.96% | 53.60% | 66.97% | 76.08% | 4th pctl | 715 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |