Mission, KS · Charter 13941
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Kansas City, MO-KS area (n=27 to 28). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
82
Asset Quality
86
Profitability
46
Liquidity
58
Efficiency
100
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Mission, KS · Charter 13941
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.18% | 0.12% | 0.86% | 0.91% | 0.98% | 0.53% | 1.33% | 1.24% | +32 bps | |
| Return on Equity | 0.97% | 0.63% | 4.58% | 4.74% | 5.04% | 2.76% | 6.86% | 6.20% | +146 bps | |
| Net Interest Margin | 0.93% | 0.89% | 1.63% | 1.70% | 1.75% | 1.29% | 2.05% | 1.99% | +30 bps | |
| Efficiency Ratio | 80.85% | 83.27% | 47.68% | 46.55% | 44.66% | 58.50% | 35.59% | 37.96% | -859 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.07% | 2.48% | 2.77% | 1.95% | -0.36% | -0.63% | -0.48% | 0.47% | -148 bps | |
| Loan Growth (YoY) | -4.21% | -0.09% | -1.33% | -3.41% | -3.41% | -3.38% | 0.20% | 5.74% | +914 bps | |
| Share Growth (YoY) | 4.63% | 2.25% | 3.11% | 2.12% | -1.31% | -1.54% | -1.32% | -0.42% | -254 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.00% | 1.01% | 1.07% | 1.01% | 1.01% | 0.00% | 0.00% | 0.24% | -77 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 18.55% | 18.54% | 18.71% | 19.28% | 19.34% | 19.19% | 19.45% | 19.98% | +70 bps | |
| Net Worth / Assets | 18.55% | 18.54% | 18.71% | 19.28% | 19.34% | 19.19% | 19.45% | 19.98% | +70 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 74.72% | 76.57% | 73.21% | 74.27% | 73.13% | 75.13% | 74.34% | 78.87% | +459 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Mission, KS · Charter 13941 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 2 branches
Q2 2026
Return on Assets
1.24%
Rank 6 of 28
Net Interest Margin
1.99%
Rank 27 of 28
Efficiency Ratio
37.97%
Rank 1 of 28
Equity / Assets
19.98%
Rank 5 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.24% | 0.31% | 0.62% | 1.15% | Beats 79% | 6 / 28 | ||
| Return on Equity | 6.20% | 3.10% | 5.79% | 7.32% | Beats 56% | 12 / 27 | ||
| Net Interest Margin | 1.99% | 3.95% | 4.17% | 4.96% | Beats 4% | 27 / 28 | ||
| Efficiency Ratio | 37.97% | 71.31% | 75.97% | 85.82% | Beats 100% | 1 / 28 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.24% | 0.40% | 0.84% | 1.90% | Beats 86% | 5 / 28 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 19.98% | 9.27% | 11.97% | 17.47% | Beats 82% | 5 / 28 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 19.98% | 9.27% | 11.97% | 17.47% | Beats 82% | 5 / 28 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 78.87% | 47.88% | 66.90% | 83.14% | 68th pctl | 9 / 28 | ||
| Loans / Assets | 62.74% | 42.23% | 58.20% | 69.16% | 64th pctl | 10 / 28 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||