Columbus, IN · Charter 13940
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.33% | 1.32% | 1.30% | 1.18% | 1.11% | -22 bps | |
| Return on Equity | 7.85% | 7.70% | 7.40% | 6.77% | 6.16% | -169 bps | |
| Net Interest Margin | 3.54% | 3.59% | 3.64% | 3.47% | 3.60% | +6 bps | |
| Efficiency Ratio | 70.14% | 70.74% | 71.41% | 72.05% | 74.35% | +421 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.03% | 2.67% | 5.30% | 1.11% | 0.33% | +30 bps | |
| Loan Growth (YoY) | 16.82% | 15.94% | 24.12% | 22.22% | 12.16% | -466 bps | |
| Share Growth (YoY) | -1.55% | 1.54% | 4.71% | -0.27% | -1.12% | +43 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.72% | 0.40% | 0.11% | 0.35% | 0.24% | -48 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.92% | 17.19% | 17.56% | 17.46% | 18.04% | +112 bps | |
| Net Worth / Assets | 16.92% | 17.19% | 17.56% | 17.46% | 18.04% | +112 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 42.81% | 44.16% | 46.85% | 46.43% | 48.56% | +575 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |