Westminster
Westminster, CO · Charter 13842 · Peer group: credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (n=23)
NCUA · 1 branch
Q2 2026
$54.6MAssets
$26.5MLoans
$49.0MShares
$5.3MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 74% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 7 of 23).
- Widest gap: net interest margin trails 78% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 18 of 23).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.66%
Rank 8 of 23
Net Interest Margin
3.13%
Rank 18 of 23
Efficiency Ratio
80.53%
Rank 7 of 23
Equity / Assets
9.73%
Rank 13 of 23
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.66% | 0.05% | 0.36% | 0.99% | Beats 65% | 8 / 23 | | |
| Return on Equity | 6.74% | 0.56% | 3.49% | 7.31% | Beats 70% | 7 / 23 | | |
| Net Interest Margin | 3.13% | 3.13% | 3.48% | 3.80% | Beats 22% | 18 / 23 | | |
| Efficiency Ratio | 80.53% | 73.94% | 83.38% | 93.84% | Beats 74% | 7 / 23 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.11% | 0.43% | 0.95% | 1.77% | Beats 48% | 13 / 23 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.73% | 8.31% | 9.81% | 13.01% | Beats 43% | 13 / 23 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.73% | 8.31% | 9.81% | 13.01% | Beats 43% | 13 / 23 | | |
| Liquidity & Funding |
| Loans / Deposits | 53.95% | 65.11% | 76.01% | 85.36% | 4th pctl | 22 / 23 | | |
| Loans / Assets | 48.47% | 56.54% | 66.35% | 73.30% | 9th pctl | 21 / 23 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |