Elko
Elko, NV · Charter 13800 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$351.3MAssets
$223.8MLoans
$302.7MShares
$47.8MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 99% of credit unions under $1B in assets (rank 20 of 1681).
- Widest gap: equity / assets trails 44% of credit unions under $1B in assets (rank 733 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
2.44%
Rank 33 of 1,683
Net Interest Margin
4.13%
Rank 574 of 1,683
Efficiency Ratio
52.54%
Rank 82 of 1,682
Equity / Assets
13.59%
Rank 733 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.44% | 0.35% | 0.74% | 1.18% | Beats 98% | 33 / 1,683 | | |
| Return on Equity | 17.92% | 2.67% | 5.89% | 8.74% | Beats 99% | 20 / 1,681 | | |
| Net Interest Margin | 4.13% | 3.31% | 3.82% | 4.32% | Beats 66% | 574 / 1,683 | | |
| Efficiency Ratio | 52.54% | 68.91% | 78.20% | 86.93% | Beats 95% | 82 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.34% | 0.26% | 0.65% | 1.29% | Beats 70% | 504 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.59% | 10.44% | 12.89% | 16.53% | Beats 56% | 733 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.59% | 10.44% | 12.89% | 16.53% | Beats 56% | 733 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.94% | 52.61% | 69.38% | 83.50% | 58th pctl | 700 / 1,683 | | |
| Loans / Assets | 63.70% | 44.71% | 59.18% | 70.72% | 60th pctl | 675 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |