Desertview
Huntington, UT · Charter 13790 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$48.3MAssets
$21.7MLoans
$41.7MShares
$6.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 81% of credit unions under $1B in assets (rank 320 of 1681).
- Widest gap: nonperforming loans / loans trails 85% of credit unions under $1B in assets (rank 1430 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.32%
Rank 332 of 1,683
Net Interest Margin
3.57%
Rank 1,063 of 1,683
Efficiency Ratio
70.42%
Rank 474 of 1,682
Equity / Assets
13.69%
Rank 719 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.32% | 0.35% | 0.74% | 1.18% | Beats 80% | 332 / 1,683 | | |
| Return on Equity | 9.67% | 2.67% | 5.89% | 8.74% | Beats 81% | 320 / 1,681 | | |
| Net Interest Margin | 3.57% | 3.31% | 3.82% | 4.32% | Beats 37% | 1,063 / 1,683 | | |
| Efficiency Ratio | 70.42% | 68.91% | 78.20% | 86.93% | Beats 72% | 474 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.90% | 0.26% | 0.65% | 1.29% | Beats 15% | 1,430 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.69% | 10.44% | 12.89% | 16.53% | Beats 57% | 719 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.69% | 10.44% | 12.89% | 16.53% | Beats 57% | 719 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 52.12% | 52.61% | 69.38% | 83.50% | 24th pctl | 1,276 / 1,683 | | |
| Loans / Assets | 44.93% | 44.71% | 59.18% | 70.72% | 25th pctl | 1,256 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |