Huntington, UT · Charter 13790
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
57
Asset Quality
15
Profitability
66
Liquidity
44
Efficiency
72
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Huntington, UT · Charter 13790
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.17% | 1.27% | 1.17% | 1.26% | 1.33% | +16 bps | |
| Return on Equity | 8.50% | 9.12% | 8.87% | 9.49% | 9.68% | +118 bps | |
| Net Interest Margin | 3.78% | 3.76% | 3.54% | 3.59% | 3.58% | -20 bps | |
| Efficiency Ratio | 75.77% | 73.57% | 74.03% | 71.48% | 70.39% | -538 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.31% | 5.66% | 12.10% | 9.70% | 10.79% | +948 bps | |
| Loan Growth (YoY) | 0.08% | 1.14% | -0.29% | 1.60% | 2.80% | +272 bps | |
| Share Growth (YoY) | 0.24% | 5.07% | 12.46% | 9.65% | 10.86% | +1,061 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.61% | 1.58% | 1.33% | 1.62% | 1.90% | +29 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.74% | 13.95% | 13.23% | 13.28% | 13.69% | -5 bps | |
| Net Worth / Assets | 13.74% | 13.95% | 13.23% | 13.28% | 13.69% | -5 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 56.20% | 56.54% | 52.33% | 50.91% | 52.12% | -409 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Huntington, UT · Charter 13790 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
Return on Assets
1.32%
Rank 332 of 1,683
Net Interest Margin
3.57%
Rank 1,063 of 1,683
Efficiency Ratio
70.42%
Rank 474 of 1,682
Equity / Assets
13.69%
Rank 719 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.32% | 0.35% | 0.74% | 1.18% | Beats 80% | 332 / 1,683 | |
| Return on Equity | 9.67% | 2.67% | 5.89% | 8.74% | Beats 81% | 320 / 1,681 | |
| Net Interest Margin | 3.57% | 3.31% | 3.82% | 4.32% | Beats 37% | 1,063 / 1,683 | |
| Efficiency Ratio | 70.42% | 68.91% | 78.20% | 86.93% | Beats 72% | 474 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.90% | 0.26% | 0.65% | 1.29% | Beats 15% | 1,430 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 13.69% | 10.44% | 12.89% | 16.53% | Beats 57% | 719 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 13.69% | 10.44% | 12.89% | 16.53% | Beats 57% | 719 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 52.12% | 52.61% | 69.38% | 83.50% | 24th pctl | 1,276 / 1,683 | |
| Loans / Assets | 44.93% | 44.71% | 59.18% | 70.72% | 25th pctl | 1,256 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||