PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

I H A P D

East Point, GA · Charter 13776

Q4 1994

$439KAssets
$126KLoans
$372KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.42%.
  • Asset quality: problem loans at 20.24% of loans.
  • Funding: loans stand at 33.88% of shares as of Q4 1994.

Financial Results

Return on Assets (YTD, annualized)

2.42%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994YoY ΔTrend
Earnings
Return on Assets3.82%2.42%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans16.33%20.24%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans0.69%1.03%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares42.69%33.88%n/a
Liquid Assets / Assets29.25%31.40%n/a