Rexburg, ID · Charter 13741
NCUA · 7 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.63% | 0.78% | 0.74% | 1.12% | 1.06% | +43 bps | |
| Return on Equity | 7.57% | 9.08% | 8.51% | 12.85% | 11.91% | +434 bps | |
| Net Interest Margin | 2.50% | 2.58% | 2.62% | 2.65% | 2.67% | +18 bps | |
| Efficiency Ratio | 80.25% | 76.28% | 77.60% | 66.16% | 70.62% | -964 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.95% | 2.56% | 3.73% | 3.23% | 4.61% | +266 bps | |
| Loan Growth (YoY) | -0.98% | 0.15% | 3.02% | 4.35% | 7.78% | +876 bps | |
| Share Growth (YoY) | 6.68% | 7.60% | 7.72% | 6.15% | 7.46% | +78 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.84% | 0.33% | 0.48% | 1.34% | 1.53% | -31 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.37% | 8.55% | 8.68% | 8.75% | 8.93% | +56 bps | |
| Net Worth / Assets | 8.37% | 8.55% | 8.68% | 8.75% | 8.93% | +56 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 85.80% | 85.00% | 86.05% | 83.37% | 86.06% | +25 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |