Maynard Savings Bank
Maynard, IA · Cert 13736 · Peer group: banks under $1B in assets in IA (n=134-135) · Fayette Bcorp
State charter, non-member · FDIC · 3 branches
Q2 2026
$108.4MAssets
$48.3MLoans
$88.2MDeposits
$13.2MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in IA (rank 45 of 134).
- Widest gap: net interest margin trails 93% of banks under $1B in assets in IA (rank 125 of 135).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.98%
Rank 94 of 135
Net Interest Margin
2.58%
Rank 125 of 135
Efficiency Ratio
57.16%
Rank 67 of 135
Equity / Assets
12.15%
Rank 48 of 135
Non-interest income vs. expense
Unfavorable gap of $1.6M · efficiency ratio beats 51% of banks under $1B in assets in IA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.98% | 0.92% | 1.19% | 1.47% | Beats 30% | 94 / 135 | | |
| Return on Equity | 8.10% | 7.99% | 10.26% | 13.14% | Beats 26% | 100 / 135 | | |
| Net Interest Margin | 2.58% | 2.95% | 3.41% | 3.73% | Beats 7% | 125 / 135 | | |
| Efficiency Ratio | 57.16% | 50.61% | 57.35% | 63.29% | Beats 51% | 67 / 135 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.00% | 0.03% | 0.51% | 1.26% | Beats 28% | 97 / 134 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.03% | Beats 100% | 45 / 134 | | |
| Capital |
| Tier 1 Capital Ratio | 15.08% | 11.23% | 13.31% | 15.45% | Beats 69% | 42 / 135 | | |
| Total Risk-Based Capital Ratio | 15.08% | 11.61% | 14.06% | 16.47% | Beats 64% | 49 / 135 | | |
| Equity / Assets | 12.15% | 9.87% | 11.05% | 13.07% | Beats 64% | 48 / 135 | | |
| Liquidity & Funding |
| Loans / Deposits | 54.82% | 68.54% | 81.55% | 91.24% | 11th pctl | 119 / 134 | | |
| Loans / Assets | 44.60% | 57.61% | 68.06% | 76.23% | 10th pctl | 122 / 135 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |