Glass Cap
Connellsville, PA · Charter 13733 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 2 branches
Q2 2026
$45.4MAssets
$18.6MLoans
$36.9MShares
$8.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 82% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 14 of 78).
- Widest gap: nonperforming loans / loans trails 45% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 36 of 78).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.47%
Rank 16 of 78
Net Interest Margin
4.39%
Rank 14 of 78
Efficiency Ratio
69.32%
Rank 27 of 78
Equity / Assets
18.27%
Rank 20 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.47% | 0.37% | 0.83% | 1.31% | Beats 79% | 16 / 78 | |
| Return on Equity | 8.05% | 1.73% | 5.71% | 9.08% | Beats 63% | 29 / 78 | |
| Net Interest Margin | 4.39% | 3.17% | 3.63% | 4.21% | Beats 82% | 14 / 78 | |
| Efficiency Ratio | 69.32% | 65.01% | 78.15% | 89.28% | Beats 67% | 27 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.76% | 0.40% | 0.84% | 1.97% | Beats 55% | 36 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.27% | 12.42% | 15.10% | 18.27% | Beats 74% | 20 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.27% | 12.42% | 15.10% | 18.27% | Beats 74% | 20 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 50.41% | 34.83% | 50.41% | 71.84% | 50th pctl | 39 / 78 | |
| Loans / Assets | 41.02% | 29.34% | 41.02% | 56.96% | 50th pctl | 39 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |