Mead, NE · Cert 13611 · Selko Banco Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the Omaha, NE-IA area (n=24). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
29
Asset Quality
100
Profitability
17
Liquidity
0
Efficiency
29
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Mead, NE · Cert 13611 · Selko Banco Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 0.1% share · #63 of 77 inst. · $0.0B of $42.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.71% | 0.71% | 0.73% | 0.80% | 0.86% | 0.82% | 0.90% | 0.85% | +5 bps | |
| Return on Equity | 7.30% | 7.27% | 7.62% | 8.16% | 8.71% | 8.24% | 9.08% | 8.58% | +42 bps | |
| Net Interest Margin | 2.61% | 2.65% | 2.65% | 2.76% | 2.82% | 2.78% | 2.79% | 2.83% | +6 bps | |
| Efficiency Ratio | 67.92% | 68.18% | 68.20% | 65.87% | 63.81% | 65.08% | 62.94% | 64.73% | -114 bps | |
| Non-Interest Burden | 1.72% | 1.76% | 1.76% | 1.78% | 1.75% | 1.76% | 1.71% | 1.79% | +1 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.61% | 2.98% | 8.58% | 2.24% | 3.81% | 5.03% | 3.92% | 7.00% | +475 bps | |
| Loan Growth (YoY) | 9.49% | 5.89% | 5.48% | 9.51% | 5.48% | -1.60% | -1.14% | -5.20% | -1,471 bps | |
| Deposit Growth (YoY) | 6.51% | 8.52% | 8.81% | 1.66% | 3.44% | 4.58% | 3.66% | 7.19% | +553 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.04% | 0.02% | -0.02% | -0.02% | -0.02% | -0.01% | 0.00% | -0.01% | +1 bps | |
| Allowance / Loans | 2.82% | 2.91% | 3.01% | 2.76% | 2.76% | 3.01% | 3.08% | 2.94% | +18 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.57% | 10.28% | 10.03% | 10.26% | 10.51% | 10.11% | 10.05% | 10.13% | -13 bps | |
| Total Risk-Based Capital | 10.57% | 10.28% | 10.03% | 10.26% | 10.51% | 10.11% | 10.05% | 10.13% | -13 bps | |
| Equity / Assets | 10.01% | 9.83% | 9.44% | 10.09% | 10.25% | 10.14% | 9.67% | 9.92% | -17 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 50.57% | 50.94% | 46.20% | 52.62% | 51.57% | 47.93% | 44.06% | 46.53% | -608 bps | |
| Liquid Assets / Assets | 40.56% | 38.77% | 39.83% | 35.83% | 36.41% | 38.21% | 41.67% | 40.87% | +504 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 30.54% | 20.70% | 22.37% | n/a | n/a | |
Mead, NE · Cert 13611 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · Selko Banco Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
Return on Assets
0.84%
Rank 20 of 24
Net Interest Margin
2.83%
Rank 20 of 24
Efficiency Ratio
64.73%
Rank 18 of 24
Equity / Assets
9.92%
Rank 13 of 24
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.84% | 0.92% | 1.29% | 1.77% | Beats 17% | 20 / 24 | ||
| Return on Equity | 8.44% | 9.64% | 12.01% | 15.30% | Beats 17% | 20 / 24 | ||
| Net Interest Margin | 2.83% | 3.02% | 3.76% | 3.98% | Beats 17% | 20 / 24 | ||
| Efficiency Ratio | 64.73% | 49.60% | 59.31% | 66.55% | Beats 29% | 18 / 24 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.00% | 0.10% | 0.37% | 1.03% | Beats 100% | 4 / 24 | ||
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.03% | Beats 100% | 12 / 24 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.13% | 10.53% | 11.57% | 13.63% | Beats 21% | 19 / 24 | ||
| Total Risk-Based Capital Ratio | 10.13% | 11.15% | 12.06% | 13.90% | Beats 21% | 19 / 24 | ||
| Equity / Assets | 9.92% | 8.87% | 10.14% | 12.27% | Beats 46% | 13 / 24 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 46.53% | 75.32% | 83.30% | 93.06% | 0th pctl | 24 / 24 | ||
| Loans / Assets | 41.75% | 65.68% | 71.67% | 75.94% | 0th pctl | 24 / 24 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||