Manchester Municipal Manchester, CT · Charter 13602 · Peer group: credit unions under $1B in assets in the Hartford-West Hartford-East Hartford, CT area (n=18)
NCUA · 1 branch
Q2 2026
$40.1M Assets
$25.3M Loans
$36.3M Shares
$3.7M Net Worth
Executive Summary Strongest standing: return on equity outperforms 44% of credit unions under $1B in assets in the Hartford-West Hartford-East Hartford, CT area (rank 10 of 18). Widest gap: equity / assets trails 83% of credit unions under $1B in assets in the Hartford-West Hartford-East Hartford, CT area (rank 15 of 18). Overall: at or above the peer median on 0 of 7 directional measures. Return on Assets
0.74%
Rank 13 of 18
Net Interest Margin
3.12%
Rank 13 of 18
Efficiency Ratio
76.59%
Rank 11 of 18
Equity / Assets
9.22%
Rank 15 of 18
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.74% 0.58% 0.88% 1.13% Beats 28% 13 / 18 Return on Equity 8.07% 4.98% 8.55% 10.26% Beats 44% 10 / 18 Net Interest Margin 3.12% 3.06% 3.69% 4.15% Beats 28% 13 / 18 Efficiency Ratio 76.59% 72.94% 75.86% 86.25% Beats 44% 11 / 18 Asset Quality Nonperforming Loans / Loans 0.99% 0.28% 0.89% 1.47% Beats 44% 11 / 18 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 9.22% 9.40% 10.43% 11.60% Beats 17% 15 / 18 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 9.22% 9.40% 10.43% 11.60% Beats 17% 15 / 18 Liquidity & Funding Loans / Deposits 69.63% 41.55% 63.87% 69.63% 72nd pctl 5 / 18 Loans / Assets 63.05% 37.52% 56.45% 62.95% 78th pctl 4 / 18 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Hartford-West Hartford-East Hartford, CT area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11