Shrewsbury
Shrewsbury, MA · Charter 13601 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$249.4MAssets
$107.8MLoans
$229.8MShares
$21.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 84% of credit unions under $1B in assets (rank 262 of 1681).
- Widest gap: equity / assets trails 92% of credit unions under $1B in assets (rank 1541 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.89%
Rank 688 of 1,683
Net Interest Margin
2.92%
Rank 1,489 of 1,683
Efficiency Ratio
70.38%
Rank 469 of 1,682
Equity / Assets
8.72%
Rank 1,541 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.89% | 0.35% | 0.74% | 1.18% | Beats 59% | 688 / 1,683 | |
| Return on Equity | 10.27% | 2.67% | 5.89% | 8.74% | Beats 84% | 262 / 1,681 | |
| Net Interest Margin | 2.92% | 3.31% | 3.82% | 4.32% | Beats 12% | 1,489 / 1,683 | |
| Efficiency Ratio | 70.38% | 68.91% | 78.20% | 86.93% | Beats 72% | 469 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.35% | 0.26% | 0.65% | 1.29% | Beats 69% | 517 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.72% | 10.44% | 12.89% | 16.53% | Beats 8% | 1,541 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.72% | 10.44% | 12.89% | 16.53% | Beats 8% | 1,541 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 46.93% | 52.61% | 69.38% | 83.50% | 18th pctl | 1,372 / 1,683 | |
| Loans / Assets | 43.23% | 44.71% | 59.18% | 70.72% | 23rd pctl | 1,289 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |