Cleveland, OH · Charter 13559
NCUA · 1 branch
Q1 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.16% | -0.91% | -1.51% | -8.43% | -2.32% | -248 bps | |
| Return on Equity | 1.46% | -11.00% | -17.33% | -912% | -1018% | -101,915 bps | |
| Net Interest Margin | 8.10% | 5.00% | 5.95% | 5.22% | 2.09% | -600 bps | |
| Efficiency Ratio | 82.05% | 107.00% | 115.81% | 248% | 204% | +12,182 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.32% | 22.02% | 17.33% | 20.97% | 32.74% | +3,406 bps | |
| Loan Growth (YoY) | 4.84% | 14.78% | 19.17% | 7.05% | -1.22% | -606 bps | |
| Share Growth (YoY) | -0.73% | 8.18% | 31.72% | 35.96% | 47.63% | +4,836 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.37% | 1.53% | 2.41% | 2.22% | 1.79% | +142 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.22% | 0.20% | 0.02% | 0.03% | 0.03% | -20 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.12% | 8.26% | 8.69% | 0.92% | 0.23% | -1,089 bps | |
| Net Worth / Assets | 11.12% | 8.26% | 8.69% | 0.92% | 0.23% | -1,089 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 93.37% | 90.30% | 84.00% | 77.00% | 62.48% | -3,089 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |