Church of the Resurrection Parish

Lasalle, IL · Charter 13555

Q2 1999

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2

Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 1999, the quarter ended June 30, 1999, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Lasalle, IL · Charter 13555

Q2 1999

$329KAssets

$127KLoans

$288KShares

n/aNet Worth

Return on Assets (YTD, annualized)

3.65%-118 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

Metric	Q4 1995	Q2 1996	Q4 1996	Q2 1997	Q4 1997	Q2 1998	Q4 1998	Q2 1999	YoY Δ	Trend
Earnings
Return on Assets	4.30%	4.85%	4.52%	4.83%	4.83%	4.55%	3.61%	3.65%	-118 bps
Return on Equity	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Interest Margin	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Efficiency Ratio	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Growth
Asset Growth (YoY)	n/a	-2.62%	-0.46%	2.94%	5.20%	6.33%	6.00%	6.10%	+316 bps
Loan Growth (YoY)	n/a	34.95%	-5.17%	-7.41%	-23.48%	-16.29%	-9.13%	-21.75%	-1,434 bps
Share Growth (YoY)	n/a	-3.48%	-1.16%	2.63%	4.75%	6.20%	6.53%	7.38%	+475 bps
Asset Quality
Delinquent Loans / Loans	19.05%	18.58%	16.56%	22.99%	24.47%	20.13%	7.89%	11.03%	-1,196 bps
Net Charge-Offs / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance / Loans	8.32%	9.75%	10.44%	10.46%	10.83%	11.27%	4.54%	5.28%	-518 bps
Capital
Risk-Based Capital	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Worth / Assets	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Liquidity & Funding
Loans / Shares	66.00%	59.10%	59.84%	60.74%	48.22%	46.59%	51.04%	44.27%	-1,648 bps
Liquid Assets / Assets	32.83%	24.28%	24.81%	39.98%	56.25%	23.74%	25.07%	33.16%	-682 bps