Century Heritage
Pittsburgh, PA · Charter 1352 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 6 branches
Q2 2026
$289.5MAssets
$189.4MLoans
$251.4MShares
$33.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 71% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 23 of 78).
- Widest gap: equity / assets trails 85% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 66 of 78).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.01%
Rank 33 of 78
Net Interest Margin
3.44%
Rank 49 of 78
Efficiency Ratio
75.60%
Rank 36 of 78
Equity / Assets
11.48%
Rank 66 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.01% | 0.37% | 0.83% | 1.31% | Beats 58% | 33 / 78 | |
| Return on Equity | 8.84% | 1.73% | 5.71% | 9.08% | Beats 71% | 23 / 78 | |
| Net Interest Margin | 3.44% | 3.17% | 3.63% | 4.21% | Beats 37% | 49 / 78 | |
| Efficiency Ratio | 75.60% | 65.01% | 78.15% | 89.28% | Beats 55% | 36 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.75% | 0.40% | 0.84% | 1.97% | Beats 56% | 35 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.48% | 12.42% | 15.10% | 18.27% | Beats 15% | 66 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.48% | 12.42% | 15.10% | 18.27% | Beats 15% | 66 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 75.31% | 34.83% | 50.41% | 71.84% | 82nd pctl | 14 / 78 | |
| Loans / Assets | 65.41% | 29.34% | 41.02% | 56.96% | 82nd pctl | 14 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |