PackageTrendsPeer
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Methodist Healthcare

Cordova, TN · Charter 13456

NCUA · 5 branches

Q2 2026

$46.2MAssets
$7.3MLoans
$37.5MShares
$8.1MNet Worth

Executive Summary

  • Earnings: ROA of 0.80%, up 78 bps year over year; NIM at 3.71%.
  • Asset quality: problem loans at 1.03% of loans (-137 bps YoY).
  • Capital: net worth / assets of 17.62%, up 67 bps from a year ago.
  • Funding: loans stand at 19.41% of shares as of Q2 2026.

Return on Assets (YTD, annualized)

0.80%+78 bps YoY

Net Interest Margin (YTD, annualized)

3.71%+44 bps YoY

Efficiency Ratio (YTD, annualized)

77.11%-1,494 bps YoY

Net Worth / Assets

17.62%+67 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.40%0.36%-0.12%0.02%0.18%0.21%0.25%0.80%+78 bps
Return on Equity2.32%2.01%-0.71%0.12%1.02%1.14%1.46%4.53%+441 bps
Net Interest Margin3.06%3.23%3.17%3.27%3.49%3.67%3.49%3.71%+44 bps
Efficiency Ratio84.79%86.26%94.74%92.05%87.84%87.83%88.62%77.11%-1,494 bps
Growth
Asset Growth (YoY)-6.81%-6.78%-6.07%-0.96%-0.89%-0.43%0.58%-2.25%-129 bps
Loan Growth (YoY)-14.49%-17.95%-18.04%-18.32%-17.02%-16.45%-8.60%-5.39%+1,293 bps
Share Growth (YoY)-8.36%-8.07%-6.97%-1.81%-0.68%-0.58%-0.87%-3.50%-169 bps
Asset Quality
Delinquent Loans / Loans5.09%4.30%2.74%2.40%2.31%2.86%2.15%1.03%-137 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans1.71%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital17.05%17.91%17.09%16.95%17.29%18.10%17.19%17.62%+67 bps
Net Worth / Assets17.05%17.91%17.09%16.95%17.29%18.10%17.19%17.62%+67 bps
Liquidity & Funding
Loans / Shares23.01%23.77%20.61%19.80%19.22%19.98%19.00%19.41%-39 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps