PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Hobbs Employees

Hobbs, NM · Charter 13449

Q4 1995

$1.8MAssets
$1.6MLoans
$1.4MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.18%.
  • Asset quality: problem loans at 0.77% of loans.
  • Funding: loans stand at 110.22% of shares as of Q4 1995.

Financial Results

Return on Assets (quarter, annualized)

4.18%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets4.20%3.39%3.52%4.18%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans1.39%1.34%0.20%0.77%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans0.62%0.42%0.64%0.71%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares93.08%103.90%105.76%110.22%n/a
Liquid Assets / Assets21.80%13.24%9.62%5.90%n/a