Columbus, OH · Charter 13432
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.65% | 0.57% | 0.55% | 0.58% | 0.63% | 0.71% | 1.18% | 1.16% | +58 bps | |
| Return on Equity | 4.74% | 4.16% | 4.07% | 4.44% | 4.80% | 5.37% | 8.88% | 8.59% | +414 bps | |
| Net Interest Margin | 2.73% | 2.71% | 2.64% | 2.63% | 2.70% | 2.73% | 2.94% | 3.01% | +38 bps | |
| Efficiency Ratio | 76.40% | 77.24% | 76.77% | 77.49% | 75.71% | 75.46% | 68.41% | 67.98% | -952 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.65% | 0.52% | 2.47% | 7.34% | 8.41% | 8.94% | 8.40% | 4.03% | -332 bps | |
| Loan Growth (YoY) | 4.34% | 0.12% | 0.90% | 2.14% | 0.36% | 2.10% | 3.65% | 1.46% | -67 bps | |
| Share Growth (YoY) | -2.68% | -0.11% | 1.90% | 7.58% | 9.14% | 8.56% | 8.17% | 3.42% | -416 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.04% | 0.23% | 0.28% | 0.21% | 0.11% | 0.14% | 0.07% | 0.06% | -15 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.69% | 13.63% | 13.46% | 13.05% | 13.14% | 13.19% | 13.25% | 13.52% | +46 bps | |
| Net Worth / Assets | 13.69% | 13.63% | 13.46% | 13.05% | 13.14% | 13.19% | 13.25% | 13.52% | +46 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 58.17% | 56.66% | 55.15% | 55.14% | 53.49% | 53.29% | 52.85% | 54.10% | -104 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |