PackageTrendsPeer
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Akron School Employees

Akron, NY · Charter 13367

NCUA · 1 branch

Q2 2026

$1.2MAssets
$467KLoans
$928KShares
$246KNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.34%, up 38 bps year over year; NIM at 2.93%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Capital: net worth / assets of 20.86%, up 38 bps from a year ago.
  • Funding: loans stand at 50.37% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.34%+38 bps YoY

Net Interest Margin (quarter, annualized)

2.93%+23 bps YoY

Efficiency Ratio (quarter, annualized)

88.26%+208 bps YoY

Net Worth / Assets

20.86%+38 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets-0.04%0.27%0.98%-0.26%0.34%+38 bps
Return on Equity-0.17%1.26%4.43%-1.23%1.65%+182 bps
Net Interest Margin2.69%3.02%3.50%2.45%2.93%+23 bps
Efficiency Ratio86.18%82.06%73.03%110.45%88.26%+208 bps
Growth
Asset Growth (YoY)-10.42%1.21%0.30%-1.65%2.57%+1,298 bps
Loan Growth (YoY)-29.75%-30.45%-14.45%-6.21%-10.80%+1,896 bps
Share Growth (YoY)-13.57%0.34%-1.07%-3.20%2.06%+1,563 bps
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans1.43%1.57%1.51%1.57%1.61%+17 bps
Capital
Risk-Based Capital20.47%21.42%22.15%21.11%20.86%+38 bps
Net Worth / Assets20.47%21.42%22.15%21.11%20.86%+38 bps
Liquidity & Funding
Loans / Shares57.62%55.07%58.43%53.02%50.37%-726 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps