Croghan Colonial Bank, The
Fremont, OH · Cert 13341 · Peer group: banks $1B-$10B in assets operating in a single state (n=266-267) · Croghan Bancshares Inc.
State charter, Fed member · FED · 19 branches
Q2 2026
$1.4BAssets
$893.8MLoans
$1.1BDeposits
$141.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 90% of banks $1B-$10B in assets operating in a single state (rank 28 of 267).
- Widest gap: tier 1 capital ratio trails 61% of banks $1B-$10B in assets operating in a single state (rank 162 of 267).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.15%
Rank 149 of 267
Net Interest Margin
3.47%
Rank 140 of 267
Efficiency Ratio
59.55%
Rank 129 of 266
Equity / Assets
10.03%
Rank 146 of 267
Non-interest income vs. expense
Unfavorable gap of $25.4M · efficiency ratio beats 52% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.15% | 0.93% | 1.23% | 1.55% | Beats 44% | 149 / 267 | | |
| Return on Equity | 11.47% | 9.16% | 11.84% | 14.56% | Beats 47% | 142 / 267 | | |
| Net Interest Margin | 3.47% | 3.12% | 3.50% | 3.88% | Beats 48% | 140 / 267 | | |
| Efficiency Ratio | 59.55% | 51.36% | 60.21% | 69.66% | Beats 52% | 129 / 266 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.08% | 0.19% | 0.46% | 0.89% | Beats 90% | 28 / 267 | | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.02% | 0.06% | Beats 69% | 86 / 267 | | |
| Capital |
| Tier 1 Capital Ratio | 12.34% | 11.29% | 13.05% | 15.13% | Beats 39% | 162 / 267 | | |
| Total Risk-Based Capital Ratio | 13.25% | 11.95% | 13.87% | 16.27% | Beats 41% | 158 / 267 | | |
| Equity / Assets | 10.03% | 9.18% | 10.29% | 11.76% | Beats 45% | 146 / 267 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.75% | 72.68% | 86.16% | 95.22% | 39th pctl | 162 / 267 | | |
| Loans / Assets | 63.18% | 62.46% | 71.96% | 78.38% | 27th pctl | 195 / 267 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |