Croghan Colonial Bank, The
Fremont, OH · Cert 13341 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Croghan Bancshares Inc.
State charter, Fed member · FED · 19 branches
Q2 2026
$1.4BAssets
$893.8MLoans
$1.1BDeposits
$141.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 90% of banks $1B-$10B in assets operating in a single state (rank 26 of 258).
- Widest gap: tier 1 capital ratio trails 62% of banks $1B-$10B in assets operating in a single state (rank 159 of 258).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.15%
Rank 142 of 258
Net Interest Margin
3.47%
Rank 133 of 258
Efficiency Ratio
59.55%
Rank 124 of 257
Equity / Assets
10.03%
Rank 139 of 258
Non-interest income vs. expense
Unfavorable gap of $25.4M · efficiency ratio beats 52% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.15% | 0.93% | 1.23% | 1.54% | Beats 45% | 142 / 258 | |
| Return on Equity | 11.47% | 9.26% | 11.84% | 14.74% | Beats 47% | 137 / 258 | |
| Net Interest Margin | 3.47% | 3.16% | 3.49% | 3.88% | Beats 48% | 133 / 258 | |
| Efficiency Ratio | 59.55% | 51.71% | 60.30% | 69.65% | Beats 52% | 124 / 257 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.08% | 0.19% | 0.46% | 0.90% | Beats 90% | 26 / 258 | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.02% | 0.07% | Beats 67% | 86 / 258 | |
| Capital |
| Tier 1 Capital Ratio | 12.34% | 11.41% | 12.98% | 15.12% | Beats 38% | 159 / 258 | |
| Total Risk-Based Capital Ratio | 13.25% | 12.10% | 13.91% | 16.08% | Beats 40% | 154 / 258 | |
| Equity / Assets | 10.03% | 9.09% | 10.24% | 11.72% | Beats 46% | 139 / 258 | |
| Liquidity & Funding |
| Loans / Deposits | 81.75% | 73.24% | 86.34% | 95.95% | 39th pctl | 157 / 258 | |
| Loans / Assets | 63.18% | 63.01% | 72.27% | 78.40% | 26th pctl | 192 / 258 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |