Grand Prairie, TX · Charter 1332
Q1 2000
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2000, the quarter ended March 31, 2000, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Grand Prairie, TX · Charter 1332
Q1 2000
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 1999 | Q2 1999 | Q3 1999 | Q4 1999 | Q1 2000 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 4.05% | 4.14% | 1.06% | 0.99% | 0.72% | -334 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | 3.41% | 3.18% | 3.12% | n/a | |
| Efficiency Ratio | n/a | n/a | 69.94% | 70.33% | 76.31% | n/a | |
| Growth | |||||||
| Asset Growth (YoY) | 5.31% | 6.37% | 6.45% | 5.31% | 4.45% | -86 bps | |
| Loan Growth (YoY) | 17.70% | 8.60% | 19.64% | 21.57% | 21.37% | +366 bps | |
| Share Growth (YoY) | 5.08% | 6.63% | 6.60% | 2.87% | 4.85% | -22 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.78% | 0.57% | 0.63% | 0.61% | 0.67% | -10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.45% | 1.41% | 1.26% | 1.25% | 1.27% | -17 bps | |
| Capital | |||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Shares | 58.03% | 58.93% | 66.95% | 69.09% | 67.17% | +914 bps | |
| Liquid Assets / Assets | 19.07% | 14.01% | 8.51% | 8.33% | 8.29% | -1,078 bps | |