School District 3
Colorado Spring, CO · Charter 13300 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$36.0MAssets
$16.6MLoans
$30.2MShares
$5.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: net interest margin trails 85% of credit unions under $1B in assets (rank 1424 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.84%
Rank 746 of 1,683
Net Interest Margin
3.05%
Rank 1,424 of 1,683
Efficiency Ratio
72.23%
Rank 547 of 1,682
Equity / Assets
15.70%
Rank 477 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.84% | 0.35% | 0.74% | 1.18% | Beats 56% | 746 / 1,683 | |
| Return on Equity | 5.35% | 2.67% | 5.89% | 8.74% | Beats 45% | 917 / 1,681 | |
| Net Interest Margin | 3.05% | 3.31% | 3.82% | 4.32% | Beats 15% | 1,424 / 1,683 | |
| Efficiency Ratio | 72.23% | 68.91% | 78.20% | 86.93% | Beats 68% | 547 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.70% | 10.44% | 12.89% | 16.53% | Beats 72% | 477 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.70% | 10.44% | 12.89% | 16.53% | Beats 72% | 477 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 54.98% | 52.61% | 69.38% | 83.50% | 28th pctl | 1,211 / 1,683 | |
| Loans / Assets | 46.21% | 44.71% | 59.18% | 70.72% | 27th pctl | 1,221 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |