Boca Raton, FL · Charter 13277
Q4 2000
Board Package
Performance Trends and Peer Comparison
Quarter: Q4 2000, the quarter ended December 31, 2000, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Boca Raton, FL · Charter 13277
Q4 2000
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1998 | Q4 1998 | Q2 1999 | Q2 2000 | Q4 2000 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.69% | 0.87% | 0.75% | 0.00% | 0.00% | -169 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | 0.00% | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | 0.00% | 0.00% | n/a | |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||
| Asset Growth (YoY) | -40.97% | -34.42% | -31.06% | -99.20% | -99.37% | -5,841 bps | |
| Loan Growth (YoY) | -63.21% | -76.59% | -92.74% | -100.00% | -100.00% | -3,679 bps | |
| Share Growth (YoY) | -50.59% | -43.40% | -39.57% | -100.00% | -100.00% | -4,941 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 13.13% | 3.89% | 9.31% | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 26.55% | 1.82% | 6.93% | n/a | n/a | n/a | |
| Capital | |||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | 100.00% | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | 100.00% | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Shares | 22.92% | 13.66% | 3.57% | n/a | n/a | n/a | |
| Liquid Assets / Assets | 73.23% | 78.91% | 79.29% | 0.00% | 0.00% | -7,323 bps | |