PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Jefferson Parish Employees

Harahan, LA · Charter 13271

NCUA · 6 branches

Q2 2026

$166.1MAssets
$119.4MLoans
$145.4MShares
$22.3MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.51%, up 22 bps year over year; NIM at 4.15%.
  • Asset quality: problem loans at 0.44% of loans (-2 bps YoY).
  • Capital: net worth / assets of 13.41%, up 33 bps from a year ago.
  • Funding: loans stand at 82.16% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.51%+22 bps YoY

Net Interest Margin (YTD, annualized)

4.15%+48 bps YoY

Efficiency Ratio (YTD, annualized)

85.40%-23 bps YoY

Net Worth / Assets

13.41%+33 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.29%0.37%0.57%0.53%0.51%+22 bps
Return on Equity2.23%2.79%4.28%3.97%3.78%+155 bps
Net Interest Margin3.67%3.75%3.84%4.08%4.15%+48 bps
Efficiency Ratio85.62%85.94%82.61%87.30%85.40%-23 bps
Growth
Asset Growth (YoY)11.16%3.86%4.38%0.72%1.51%-965 bps
Loan Growth (YoY)13.71%11.76%8.21%10.11%9.48%-423 bps
Share Growth (YoY)11.11%2.94%3.55%-0.39%0.41%-1,071 bps
Asset Quality
Delinquent Loans / Loans0.46%0.37%0.34%0.44%0.44%-2 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital13.08%13.30%13.42%13.36%13.41%+33 bps
Net Worth / Assets13.08%13.30%13.42%13.36%13.41%+33 bps
Liquidity & Funding
Loans / Shares75.34%77.14%80.71%80.06%82.16%+681 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps