Bank of Luxemburg
Luxemburg, WI · Cert 13264 · Peer group: banks under $1B in assets in WI (n=110-113) · Luxemburg Bancshares Inc.
State charter, non-member · FDIC · 9 branches
Q2 2026
$723.4MAssets
$557.2MLoans
$627.2MDeposits
$60.1MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 55% of banks under $1B in assets in WI (rank 51 of 110).
- Widest gap: equity / assets trails 86% of banks under $1B in assets in WI (rank 97 of 113).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.79%
Rank 92 of 113
Net Interest Margin
3.64%
Rank 52 of 113
Efficiency Ratio
73.32%
Rank 88 of 113
Equity / Assets
8.31%
Rank 97 of 113
Non-interest income vs. expense
Unfavorable gap of $17.9M · efficiency ratio beats 23% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.79% | 0.85% | 1.17% | 1.51% | Beats 19% | 92 / 113 | |
| Return on Equity | 9.54% | 7.70% | 10.77% | 13.67% | Beats 35% | 73 / 113 | |
| Net Interest Margin | 3.64% | 3.19% | 3.59% | 3.89% | Beats 54% | 52 / 113 | |
| Efficiency Ratio | 73.32% | 54.61% | 62.43% | 71.88% | Beats 23% | 88 / 113 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.18% | 0.03% | 0.24% | 0.91% | Beats 55% | 51 / 110 | |
| Net Charge-Offs / Loans | 0.03% | n/a | 0.00% | 0.01% | Beats 15% | 94 / 110 | |
| Capital |
| Tier 1 Capital Ratio | 11.40% | 11.22% | 12.95% | 15.76% | Beats 26% | 84 / 113 | |
| Total Risk-Based Capital Ratio | 12.24% | 11.57% | 13.59% | 16.73% | Beats 31% | 78 / 113 | |
| Equity / Assets | 8.31% | 9.17% | 10.74% | 13.13% | Beats 14% | 97 / 113 | |
| Liquidity & Funding |
| Loans / Deposits | 88.84% | 76.54% | 86.37% | 98.93% | 56th pctl | 49 / 112 | |
| Loans / Assets | 77.03% | 63.07% | 71.33% | 78.84% | 66th pctl | 38 / 113 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |