Greensburg, LA · Charter 13248
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.47% | 0.51% | 2.75% | 1.48% | 0.56% | 0.12% | 0.67% | 0.96% | -52 bps | |
| Return on Equity | 18.26% | 6.74% | 33.48% | 19.69% | 7.16% | 1.69% | 9.21% | 12.76% | -693 bps | |
| Net Interest Margin | 5.51% | 4.92% | 6.41% | 5.77% | 5.50% | 4.98% | 4.94% | 5.17% | -60 bps | |
| Efficiency Ratio | 68.40% | 77.83% | 58.11% | 64.15% | 67.99% | 74.44% | 82.40% | 76.60% | +1,245 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.54% | -0.29% | -2.11% | -2.05% | 1.47% | 3.09% | -0.77% | 0.15% | +220 bps | |
| Loan Growth (YoY) | 10.28% | 10.86% | 1.88% | -0.82% | -3.52% | -3.00% | -5.93% | -7.97% | -716 bps | |
| Share Growth (YoY) | 0.82% | -0.86% | -2.95% | -2.72% | 1.73% | 3.49% | 0.39% | 1.09% | +381 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 6.43% | 8.57% | 9.36% | 11.12% | 10.41% | 10.37% | 8.36% | 11.30% | +18 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.92% | 0.88% | 0.91% | 0.63% | 0.73% | 1.56% | 1.02% | 1.22% | +59 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.05% | 7.62% | 8.21% | 7.49% | 7.76% | 7.26% | 7.27% | 7.49% | 0 bps | |
| Net Worth / Assets | 8.05% | 7.62% | 8.21% | 7.49% | 7.76% | 7.26% | 7.27% | 7.49% | 0 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 75.97% | 75.87% | 73.14% | 74.67% | 72.05% | 71.11% | 68.54% | 67.97% | -670 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |