Lisbon, ME · Charter 13190
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.91% | 0.83% | 0.84% | 0.80% | 0.88% | -4 bps | |
| Return on Equity | 8.22% | 7.38% | 7.40% | 7.14% | 7.61% | -61 bps | |
| Net Interest Margin | 3.13% | 3.17% | 3.16% | 3.12% | 3.19% | +6 bps | |
| Efficiency Ratio | 72.09% | 74.76% | 74.62% | 76.68% | 75.43% | +335 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.48% | 6.54% | 6.83% | 5.74% | 4.14% | -333 bps | |
| Loan Growth (YoY) | 2.26% | 1.76% | 3.25% | 1.55% | 4.18% | +192 bps | |
| Share Growth (YoY) | 7.49% | 6.36% | 6.69% | 5.51% | 3.69% | -380 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.22% | 0.32% | 0.31% | 0.26% | 0.23% | +1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.13% | 11.19% | 11.29% | 11.18% | 11.50% | +37 bps | |
| Net Worth / Assets | 11.13% | 11.19% | 11.29% | 11.18% | 11.50% | +37 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 54.97% | 55.29% | 55.66% | 53.27% | 55.23% | +26 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |